Frequently Asked Questions About Business Loans

Horizon Specialist Finance



Below are the most common questions that we get asked. If you have any questions not listed below, please feel free to contact us by email :



Will I Qualify?

You may qualify if you have an ABN with a minimum of 6 months trading history and a monthly turnover above $6,000.

How do I apply?

Our application form is online. Simply click the 'Apply Now' button to begin and most take less than 10 minutes. A team member will call you right back to complete the process. All you need is your ABN and Driver's Licence.

How long does it take?

Once you have applied you will usually have a decision within 48 hours. Sometimes we may contact you for further information. Once approved, funding is often in your account the next day.

Will I need to provide heaps of paperwork?

We are not the bank and we won't make you jump through hoops to get a loan. We have tried to make this process Super-Easy and normally only ask for 3-6 months bank statements. We would ask for financials only for loans above $150,000.

How long do I have to repay?

Horizon offers loan terms from 3-24 months. If you choose to repay the loan early you will normally get a discount on the remaining interest too.

What is the interest rate?

The rate depends on several factors, including type and age of business along with monthly cash flow. Once we have assessed your application we can offer you a loan summary, complete with interest rate and any fees or charges.



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